Do you travel overseas frequently? Are you confused about which travel insurance will best suit your needs? Should you choose a single trip cover or an annual travel insurance cover?
Here are some handy tips to help select the right travel insurance plan:
1. An annual travel insurance cover is best suited for people who frequently travel abroad. Unlike a single travel cover, annual cover will include coverage for multiple trips in a year spanning across fixed number of days. This insurance cover provides the liberty to travel in and out of the country without informing the insurance company. Though the cover and limits of both single and annual travel insurance cover are similar, the latter is more beneficial and cost-effective for regular travellers.
2. While buying a travel insurance cover, do ensure to choose a company that offers efficient and capable customer service. Should you be stuck in a less than desirable situation in a foreign country, it is crucial that your insurance company offers round the clock medical assistance and aid in case of any emergencies.
3. If you are travelling with high-end valuables, it is always a good idea to insure them separately.
4. Anyone below 16 years of age is usually considered a minor and hence can obtain travel insurance at a reduced rate. Most travel insurance companies impose an upper age limit on their travel policies due to a high propensity and probability of claims within the older age group. Covering these special circumstances will drastically increase the premium rate.
Lately, a lot of travel insurance companies in Dubai are offering an option to buy online. While it is important to do consider the related costs, always bear in mind that your safety and the safety of your loved ones is most important.
Leading UAE insurance company, RSA provides motor insurance, travel insurance, home insurance, golf insurance, yacht insurance, medical insurance, personal accident insurance to the UAE residents and expats. Make a claim online
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